CEG Investor Profile Questionnaire

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Investor Profile Questionnaire

Segregated Funds — Savings and Retirement

Before you invest, it is important to understand your attitude towards risk. Knowing your tolerance for risk can help you choose an appropriate portfolio. Your financial goals and objectives, investment time horizon and attitude towards risk can define you as an investor. Please answer all questions honestly — there are no right or wrong answers.

Risk Tolerance

1. Which statement best describes your investment knowledge?

Score –

a) Novice. My knowledge of investing is limited. (2)

b) Good. I have a working knowledge of the major characteristics of the different types of investments and the financial marketplace. (3)

c) Excellent. I am a seasoned investor with a comprehensive understanding of investments, their associated risks and how they relate to market volatility. (4)

2. What is your total gross annual household income?

Score –

a) Less than $30,000 (0)

b) $30,000 to $59,999 (1)

c) $60,000 to $99,999 (2)

d) $100,000 to $149,999 (3)

e) Over $150,000 (4)

3. When describing your investment objectives, which statement is most important in achieving your goals?

Score –

a) Preserving the current value of your investment (0)

b) Producing income with relative stability of principal (1)

c) Producing a moderate level of income and/or some growth over time (2)

d) Growth in principal over time (3)

e) Maximum growth in the value of my investments (4)

4. How would you classify your current financial situation?

Score –

a) My financial situation is somewhat unstable. (0)

b) My situation is stable but I need savings to supplement my income. (1)

c) I do not currently need my savings and investments to meet current income requirements. However, this might change. (2)

d) I do not use my savings and investments to meet current income requirements. However, I may need to access funds if an unexpected emergency arises. (3)

e) I have sufficient cash flow to meet my income requirements including emergencies. (4)

f) I am completely secure and can meet emergency requirements without withdrawing from long-term investments. (5)

5. Which statement best describes your attitude towards investing and inflation?

Score –

a) I want my investments to be safe and protected even if it means they will not keep pace with inflation. (0)

b) I am willing to accept a low level of fluctuation to attempt to keep pace with inflation. (2)

c) I am willing to accept a moderate level of fluctuation to attempt to achieve returns somewhat higher than inflation. (3)

d) I am willing to accept a high level of fluctuation to attempt to significantly outperform inflation. (4)

6. You received $100,000 from an inheritance and invested in a well-known equity fund with a 25-year track record. After two years of volatile markets, your investment is now worth $61,000. What would you do?

Score –

a) I would sell. I cannot take the chance that this investment would decline further. (0)

b) I would hold on. I understand markets fluctuate and would re-evaluate in one year. (2)

c) I would buy more. I have many years before I need this investment and believe in its long-term track record. (4)

7. You have $25,000 to invest. Each option shows the range your investment may be worth in one year. Which would you be most comfortable with?

Score –

a) As low as $25,000 and as high as $25,500 (0)

b) As low as $24,000 and as high as $26,500 (1)

c) As low as $23,000 and as high as $27,500 (2)

d) As low as $21,000 and as high as $30,000 (3)

e) As low as $19,000 and as high as $32,500 (4)

8. Which of the following ranges includes your current age?

Score –

a) Under 34 (4)

b) 35–54 (3)

c) 55–64 (2)

d) 65 or older (1)

Risk Tolerance Total (Q1–8)–

Time Horizon

9a. When do you plan to start withdrawing from the amounts you are investing?

Score –

a) Less than 3 years (0)

b) Within 3 to 5 years (1)

c) Within 6 to 10 years (2)

d) 10+ years (3)

9b. What percentage of your portfolio do you expect to withdraw each year?

Score –

Risk Tolerance Score–

Time Horizon Score–

Your investor profile

Investor Style Matrix

Risk / Time Horizon	0–2 pts (Short)	3–5 pts (Medium)	6+ pts (Long)
4–8 pts	Minimal Risk	Minimal Risk	Minimal Risk
9–13 pts	Minimal Risk	Minimal Risk	Conservative
14–18 pts	Minimal Risk	Conservative	Moderate Conservative
19–23 pts	Minimal Risk	Moderate Conservative	Balanced
24–28 pts	Minimal Risk	Balanced	Growth
29–33 pts	Minimal Risk	Growth	Aggressive Growth

Client Name

Advisor

Date